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Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 4:30 pm
by Aaron
Lol, get a Skoda Roomster ;)

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 5:07 pm
by Reliant121
The Focus gives reasonable performance in a 1.6 whereas the Mondeo will need a bigger engine and cost a lot more to run. If that's important, and I suspect it will be, then you may well have an answer. I wouldn't go near a Vectra, Vauxhall's have been bad up until pretty recently. Unless you're buying new, which seems unlikely given it's a first car.
The only reason I've been looking at the Mondeo is I might be able to get a relatively cheap 1.8 from my grandfather; its a 1999 and its done barely 45,000 on the clock. I can afford the fuel cost on either realistically as I rarely have to drive far but the tax on a Mondeo could be an interesting conundrum.

As for the Roomster, I'll pass :P Skoda Rapide or Octavia, sure but not a van with windows.

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 6:17 pm
by Aaron
Is tax on vehicles based on engine size rather then a percentage of the price?

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 6:19 pm
by Reliant121
Aaron wrote:Is tax on vehicles based on engine size rather then a percentage of the price?
CO2 emissions; logically, the larger the engine the larger the CO2 output.

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 6:21 pm
by Captain Seafort
Aaron wrote:Is tax on vehicles based on engine size rather then a percentage of the price?
Neither really. When Reliant talks of taxing a vehicle, he's not talking about that added to the basic prince on sale, but to the annual road tax that has to be paid for the vehicle to be legally allowed on the public highway. It's split into a number of bands, based on CO2 emissions.

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 6:22 pm
by Reliant121
Precisely; the 1.8 Mondeo would mean a whopping £220 a year in tax.

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 6:43 pm
by Aaron
Holy shit. I pay 72$ a year, up from 56$ in 1999 when I bought my first car.

Of course its just a flat fee here.

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 8:03 pm
by Teaos
In nz you don't need insurance but most people get third party which can be pretty cheap. I think I paid about 120 a year which is about 60 pounds.

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 9:37 pm
by Reliant121
My insurance, and this is with some significant wheeling and dealing, will cost me £400 in a lump sum and then a further £100-£120 a month depending on car and engine size. Thats with "smart box insurance" which is inherently about a £1-2K cheaper than standard third party fire and theft. :P

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 10:38 pm
by IanKennedy
Aaron wrote:Is tax on vehicles based on engine size rather then a percentage of the price?
Almost, with modern cars it's based upon CO2 emissions. For older cars, produced prior to the change, it's a fixed price. That said a car with a larger engine will use more fuel and thus cost more to run.

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 10:58 pm
by Tsukiyumi
Teaos wrote:In nz you don't need insurance ...
So, what happens when someone runs into you? Tough luck?

Re: What's the latest in people's lives?

Posted: Mon Dec 10, 2012 11:11 pm
by Teaos
Well any smart person knows that if your car is under 20k that Oder time statistically you save money not having insurance so they only buy third party.

If you get hit by someone with no insurance they have to pay you the cost of repair. If you don't have all the money they take everything you own apart from essentials and then take up to 60% of your wage until you pay.

Since third party is so cheap most people just get that.

Re: What's the latest in people's lives?

Posted: Tue Dec 11, 2012 12:26 am
by Tsukiyumi
Wow. Wish it worked like that in the US...

Re: What's the latest in people's lives?

Posted: Wed Dec 12, 2012 5:18 pm
by RK_Striker_JK_5
My vacation in January got approved. I am doing... NOTHING!

Re: What's the latest in people's lives?

Posted: Wed Dec 12, 2012 5:22 pm
by Teaos
My idea of a holiday!